Top 10 RBI Approved Loan Apps in India: full List 2023

RBI Approved Loan Apps List 2023 Pdf – Check Full List of all registered loan apps with RBI Bank Of India, New Loan apps Approved List By RBI.

RBI Approved Loan Apps in India
RBI Approved Loan Apps

RBI Approved Loan Apps List 2023 – Check Full List

RBI Approved Loan Apps in India: People now use loan apps on their mobile phones to access financial facilities in the modern world. These apps provide an opportunity to the users to avail loans as per their requirement easily and quickly. Loan apps approved by Reserve Bank of India (RBI) facilitate users to avail loans from a recognized source.

Importance of RBI Approved loan apps

The importance of loan apps approved by RBI is immense. These apps provide easy financial support to the users and allow them to manage their budget as per the requirement. These apps make the loan application process simple and secure and tie into agreements with financial institutions. Through these apps, people can choose from a variety of loans with updated interest rates and tenures to meet their financial needs.

RBI Approved Loan Apps in India: List of Loan Apps Approved by RBI

The interesting thing here is that RBI has approved many loan apps. Some of the major RBI approved loan apps are mentioned in the list below:

S. No.Name Of RBI Approved Loan Apps in IndiaCredit Limit
1Kreditbee Instant Loan AppLoan up to 2 Lakh
2Kreditzy Instant Loan AppLoan up to 2 Lakh
3PaysenseLoan up to 5 Lakhs
4NAVILoan up to 5 Lakhs
5Lazypay(Credit Line + Personal Loan)Loan up to 1 Lakhs
6FreopayLoan up to ₹10000
7StashfinLoan up to 5 Lakh
8Cashbean– Online Loan AppLoan up to 1 Lakhs
9MI CreditAbove 5 Lakhs
10Dhani Loan AppLoan up to 5 Lakh
11Avail FinanceLoan up to ₹50000
12NIRA Instant Loan AppLoan up to 2 Lakh
13Branch Loan AppLoan up to ₹50,000
14Smart coin Loan AppLoan up to 2 Lakhs
15Rupeek App (Gold Loan)Loan up to 50 Lakhs
16Simple Pay LaterLoan up to 1 Lakhs
17Mobikwik (Credit Line + Consumer Loan)Loan up to 2 Lakh
18Paytm Personal LoanLoan up to 2 Lakh
19Krazybee (Consumer Loan)Loan up to 2 Lakh
20Bharatpe (Business Loan)Loan up to 5 Lakh
21Paytm Postpaid (Credit Line)Loan up to 1 Lakhs
22True CallerLoan up to 5 Lakh
23Simply Cash Loan AppLoan up to 2 Lakh
24SliceLoan up to 1 Lakhs
25True BalanceLoan up to ₹50,000
26Zest M28oney (Consumer Loan)Above 2 Lakh
27Amazon P29ay LaterLoan up to ₹60,000
28Flipkart Pay LaterLoan up to ₹60,000
29Tata CapitalAbove 10 Lakhs
30Tata neu Credit card (Qik EMI Card)₹10000 to ₹150000
31Tata Neu App (Qik Personal Loan)₹10000 to ₹10,00,000
32Ola Money pay Later₹1500 to ₹20000
33Khatabook Instant Loan App₹50,000 to ₹0,00,000
34Jupiter credit limitLoan up to ₹50,000
35OneCard Loan App₹10000 to ₹150,000
36Paisabazaar credit limit₹50,000 to ₹10,00,000
37imobile Pay LaterLoan up to ₹ 20,000
38SBI YONO APP₹1500 to ₹60000
39India IDFC First Bank Pay later₹1500 to ₹ 60000
40Bajaj Finserv App₹ 50,000 to ₹ 5,00,000
41Rufilo Loan App₹5000 to ₹25,000
42IBL FINANCE App₹5000 to ₹25,000
43Early Salary Instant Loan App₹ 8,000 to ₹ 500,000
44Money View₹10,000 to ₹ 5,00,000
45CASHe₹1,000 to ₹ 3,00,000
46mPokket₹500 to ₹30,000
47Stashfin – Credit Line & Loan₹1,000 to ₹5,00,000
48MoneyTap₹1,000 to₹60,000
49FairMoney Loan AppLoan up to 2 Lakh
50KreditOne₹5000 to ₹25,000
51FlexSalary Instant Loan App₹5000 to ₹25,000
52DigiMoney– Online Loan App₹5000 to ₹25,000
53IndialendsLoan up to ₹5,00,000
54Mystro Loans & Neo Banking appLoan up to ₹50,000
55Kissht: Instant Line of Credit₹10,000 to ₹ 1,00,000
56IndusMobile: Digital Banking₹5000 to 200,000
57Prefr: Get instant loan₹10,000 to ₹3,00,000
58InstaMoney Personal Loan₹5,000 to ₹25,000
59Swift Loan– Online Loan AppLoan up to ₹50,000
60RapidPaisa₹ 1,000 – ‎₹ 10,000
61CreditScore, CreditCard, LoansLoan up to ₹ 5 Lakh
62Bajaj MARKETS: Loan, Card, UPILoan up to ₹25 Lakhs
63Fullerton India Credit Company LimitedLoan up to ₹25 lakhs
64LoanFront₹2000 to ₹2 lakhs
65PocketlyLoan up to ₹10,000
66Bueno LoansLoan up to ₹25000
67PayRupik– Online Loan AppLoan up to ₹20,000
68Loaney₹200 to ₹20,000
69RupeePark₹5,000 to ₹500,000
70Cash Planet – Online Loan App₹5,000 to ₹500,000
71CreditScore – PaisaBazaar₹ 1000 to ₹ 50,000
72Money Tap₹ 3000 to ₹ 5 lakh
RBI Approved Loan Apps

These are some examples of RBI approved loan apps in India. Financial services are provided securely and conveniently to consumers using these apps. However, users should check the credibility of these apps and be cautious of fake apps.

Benefits of Loan Apps Approved by RBI

There are many benefits of using loan apps. Following are some of these important benefits:

Easy and fast loan availment

RBI Approved Loan Apps facilitate users to get loans easily and fast. By using these apps, users do not need to visit banks and can complete the loan application process from their mobile phones.

Simplicity and User Accessibility

RBI Approved Loan Apps provide users with simplicity and user-accessibility. Using these apps the loan application process is easy to understand and the user is facilitated to provide relevant information and documents.

maximum security

RBI approved loan apps give priority to the safety of the users. The highest standards of security are followed in these apps and the personal and financial information of the users is kept safe.

Selection Criteria of RBI Approved Loan Apps

There are a few criteria that you should look for in choosing loan apps. Following are they:

RBI Approval

First of all, you should make sure that the loan apps are approved by RBI. The RBI approval commands the quality and security of the app and gives you the confidence that you are safely sharing your personal and financial information to avail the loan.

Documents Required

You must have the availability of the required documents for loan applications. You may require proper date, address proof, attested copies of income, bank statements, etc.

Interest Rates and Tenure

Interest rates and tenure should be carefully checked in RBI Approved Loan Apps. You must ensure that the interest rate and tenure of the loan available to you suit your financial condition.

Application Process for RBI Approved Loan Apps

Applying for loan apps approved by RBI is easy. You can apply for Loan Apps by following the following steps:

  1. Download the Loan app from the App Store.
  2. Open the app and register as a new user.
  3. Fill the required information and documents such as name, address, income details, bank account etc.
  4. Select your loan plan and select the required interest rates and tenure.
  5. Submit the application and complete the authentication process.
  6. Check the status of your loan request and get updates.

Security of RBI Approved Loan Apps

The security of loan apps is an important issue and users should pay attention to it. The following measures are taken for security in these apps:

  1. Data Encryption: Loan apps use technology to encrypt users’ personal and financial information so that there is no unauthorized access.
  2. Secondary Authentication: Secondary Authentication is required for users to register in Loan Apps. This ensures that only authenticated users get access to the app.
  3. Security Act: The RBI has laid down security acts for loan apps that need to be followed. This provides a safe and secure environment to loan app users.

Challenges of RBI Approved Loan Apps in India

There can also be some challenges in using RBI Approved Loan Apps. Some of these important challenges are as follows:

  1. Potential misuse: Before using unauthorized loan apps, you must ensure that you are using trusted and approved apps.
  2. Privacy Concerns: You should pay special attention to protecting your privacy when using loan apps. You should ensure that the Apps keep your personal and financial information secure.
  3. Interest and Tenure: One must go through the interest rates and tenure available in the loan apps carefully. You must ensure that the interest rate and tenure of the loan available to you suit your financial condition.

Latest list of 500+ Fake Loan App List banned by RBI

We are giving information about the Fake Loan App List that the Reserve Bank of India banned.

1Agile Loan app258Easy credit
2Aladdin Lamp259Easy Credit Loan App
3Angel Loan260Easy loan
4Apna Paisa261EasyCash Loan
5Apple cash262Easy Rp
6Ariaeko Lone263Elephant Cash
7Asan Loan264Es Loan
8ATD lone265Eulavt App
9Balance lone266Express loan
10Basket loan267Express Loan
11Bellono Loan268Fash rupee
12Bellono Loan App269Fast cash
13Best Paisa270Fast coin
14Betwinner betting271Fast Paisa
15Bharat Cash272Fast cash
16Bright Cash273Fast rupee Loan App
17Bright money274Fast Rupee
18Buddy Loan275Fexli Loan
19Bus rupee276First Cash
20Bharat Cash App277Flash Loan App
21Clear Loan278Flash Loan Mobile
22Cash Advance279Flash rupee
23Cash Advance280Flip cash
24Cash Advance Atach281For Pay
25Cash Advance T1282Forpay app
26Cash advance283Fortress Loan App
27Cash Book284fortune now
28cash bowl285fresh loan
29Cash Carry App286Fri Loan
30Cash Cola287Funny happen
31Cash colla288Get Cash
32Cash cow App289Gold Cash
33Cash Cow290Gold loan app
34Cash Credit291Gold Sea
35Cash curry292Goldcash
36Cash fish293Goldman Payback
37Cash go294guru loan app
38Cash Guru App295Hand Cash
39Cash magic296Hand Cash Friendly Loan
40Cash Hole297Handey Loan
41Cash host Loan App298Handy loan
42Cash Host299Hello Box
43cash machine300Hello Rupee
44Cash Machine Loan301Hi Credit App
45Cash magic302Holiday Mobile Loan
46Cash manager303Honey Loan
47Cash Manager304Honey Loan App
48Cash Mine305Holiday Mobile
49Cash Papa306Hoo Cash
50Cash Park Loan App307Hu cash
51Cash park308I Credit
52Cash Park Loan309I karza
53Cash Pocket310Income loan
54cash pocket live Cash311Income OK
55Cash Samosa312IND loan
56cash star miniso rupee313India AI Credit Cash Loan
57Cash Station314Infinity Cash
58Cashcarry Loan App315Insta Loan
59Cashcom316Insta money
60cashpal317Jo Cash
61Clear Loan318Just paise Loan App
62Coin Rupee319Just money
63Crazy Cash320Kash loan
64Credit buzz321Koko cash
65Credit Loan322Koko Loan
66Crystal Loan323koko loan
67Credit Pearl324Lend Mall
68credit wallet325Link Money
69Crystal Loan326Live Cash Loan App
70Daily Loan327Live Cash
71Dhan Pal328Loan Cube
72Discover Loan App329loan cube
73Dream loan330Loan dream Ap[
74DuttaRuppes331Loan Dream
75E Paisa332Loan fortune
76Eagle cash loan App333Loan Fortune
77Early Credit App334Loan Home Small
78Easy Barrow Loan App335loan loji
79Easy Borrow Cash loan336Loan Resource(disi)
80Easy brave337Loan Sathi
81Loanzone338Rupeek buzz
82Lucky Loan App339Rupeek cash
83Lucky Wallet340Rupeek fenta
84M pocket341Rupeeking
85MagicCash Loan App342Rupeeok
86Magic Money343Rupeeplus
87Magicc Loan344Rupeeredee Loan App
88Mama Loan345Rupeestar
89Magicc Loan App346Rupiya bus
90Marvel cash347Rupiya company
91Marwel Loan Baba348Rush Loan
92Matero Finance349Samay Rupee
93May Loan350Sharp corn
94Mi Rupe351Sharp Loan
95Minute Loan App352Simple Loan App
96Minute cash353Shuttle Loan
97Minutes In Cash354Silver Pocket
98Mo Cash355Simple Loan
99Mobikquick356Sky Loan
100Mobile cash357Slice pay
101Monday money app358Small Loan
102Money box359Small Cash Loan App
103Money Ladder360SmalLoan App
104Money lander361Smart Coin
105Money Master362star loan
106Money Master App363Store Loan
107Money muthual364Sun cash
108Money pocket365SUN CASH
109money stand pro366Sunny loan
110Money standup367Time loan
111Money tree368Top Cash
112money stand pro App369tree lone
113Money View App370Tyto Cash
114Monney Tank371Unit Cash
115More cash372UPA Loan
116More Cash App373UPO Loancom
117More Loan374Voice loan
118My Cash Loan375Volcano Loan
119My Kredit376Wallaby App
120Name of app377Wallet Payee
121Ob cash loan378Apna Paisa
122ob cash loan App379Walletpro
123Ok Rupee Loan App380Warn Rupee
124One Loan Cash Any Time381Wen Credit
125One loan easy loan382Wow Rupee
126onstream383Yes Cash
127Orange Loan384Yes Rupees
128Orange Loan385Zo zo Cash
129Paisawala386Cash port
130Personal Loan App387Alp cash
131Phone pay388Angel Loan
132Pillai Loan389Apna Paisa
133Plump Wallet390Asana Loan
134pocket bank391Cash Curry
135Pokemoney392Cash era
136PradhanmantriYojna Loan393Cash lion
137Pub cash394Cash Star Miniso Rupee
138Quality cash395Cashon
139Quality Cash Loan App396Coco cash
140Quick Loan App397Credit finch
142Rainbow Loan399Early Credit App
143Rapid Paisa400Elephant loan
144Reliable Rupee Cash401Eye Credit
145rich cash402Fast Paisa
146Rich Loan Go403Fast Rupee
147Rocket Loan404First Cash
148Royal able rupee cash405Flash Loan Mobile
149Royal cash406Go cash
150Rupee Box407Hand Cash
151Rupee Loan408Ind Loan
152Rupee Cash Loan409Insta Loan
153Rupee Magic410Insta Money
154Rupee mall411Lend Mall
155Rupee Online412Live Cash
156Rupee Papa413Loan Resource (DIC)
157Rupee pocket414Loan tap
158Rupee salam415Loan zone
159Rupee smart416Loanzone
160Rupee Star417Micredit
161My Cash Loan418Cash Cola
162Onstream419Cash Carry Loan App
163Plump Wallet420Cash App
164Quick cash421Cash Cola
165Rich Cash422Cash colla Loan
166Rupee Magic423Cash cow
167Rupee pus424Cash Guru App
168RupeePlus425Cash Credit
169Rupees plus426Cash curry
170Samay Rupee427Cash fish
171Small Loan428Cash go
172Smile loan429CashCow Loan App
173Star Loan430Cash Cow
174Tap credit431Cash Guru App
175Wow Rupee432Cash Hole
17666 cash433Cash Hole Loan
17766 Cash App434Cash host
178Agile Loan app435Cash Host Application
179Agile Cash App436Cash Light
180Aladdin Lamp437cash machine
181Angel Loan438Bharat Cash
182Ant cash439Coin Rupee
183Apna Paisa Cash440Cash Machine Loan
184Apna Paisa441Cash Machine
185Apple cash442Cash magic
186Arak Loan443Cash Papa
187Ariaeko Lone444Cash Manager
188Asan Credit445Cash park
189Asan Loan446Cash Mine
190Asan Loan App447Cash Papa
191Asan Loan448Cash manager
192ATD Loan449Cash Park
193ATD lone App450Cash Mine
194Balance Loan451Cash Park Loan App
195Balance lone452Cash Park Loan
196Basket loan453CashPark Loan App
197Bellono Loan454Cash Pocket Live Cash
198Bellono Loan App455Cash Pocket
199Bellono App456Cash pocket
200Beloan App457Cash Pocket Loan App
201Belono Loan458cash pocket App
202Best Paisa459Cash Pocket Live Cash
203Best Paisa Loan App460Cash room
204Betwinner betting461Cash Samosa
205BetWinner LOan462cash star miniso rupee
206Bharat Cash463Cash Station
207Cash Machine Loan464Cash today
208Bharat Cash465CashcarryApp
209Bright Cash466CashCarry Loan App
210Bright money467Cashcom
211Bud Loan468cashpal
212Buddy Loan469Clear Loan App
213Bus rupee470Chhota Loan
214Bus Rupee471Cashpal
215cash472Clear Loan
216Cash Advance473Coco Loan
217Cash Loan App474Cashcom App
218Cash Advance Loan App475Cash Machine Loan
219Cash Advance Atach476Income Value
220Cash Advance T1477Joe Cash
221Cash advance478Loan Saathi
222Cash Advance App479Tree Loan
223Cash Book Loan Application480Money Master
224Cash Book481Silver Pocket
225Cash Personal loan App482Loan Home Small
226cash bowl483Who Cash
227Cash Bowl Loan App484Forpay app
228Cash Carry Loan Application485Rainbow Loan
229Cash Carry App486Brightmoney
230Cash Cash App487Cashmagic
RBI Approved Loan Apps in India


final thoughts About RBI Approved Loan Apps in India

RBI approved loan apps are an important source of modern financial assistance for Indian users. By using these apps people can get easy and fast loans and fulfill their financial needs. With freshness, security, and convenient user experience, loan apps mark a paradigm shift for the modern Indian society.

FAQ for RBI Approved Loan Apps in India

Can I install RBI approved loan apps simultaneously?

Yes, you can install RBI approved loan apps simultaneously on your mobile phone. You can use these apps as per your requirement.

Are there any charges for applying on Loan Apps?

Generally, there is no fee to apply in loan apps. However, some apps may charge you some charges in the form of interest and processing fee etc. You should ensure that you obtain the correct information regarding these charges.

Can I get a large amount of loan through loan apps?

Yes, you can get a large amount of loan through RBI approved loan apps. However, the prevailing rules will have to be followed based on your eligibility and income. You must understand the terms and conditions of the loan scheme and get all doubts clarified by contacting the user support.

Will my personal and financial information be secure by using loan apps?

Yes, RBI approved loan apps give priority to the security of users’ personal and financial information. These apps follow the highest security standards and keep your information secure.

Can I use RBI approved loan apps to affect my credit score?

Yes, you can have an impact on your credit score by using loan apps. If you pay off the loan on time and in the right manner, it can affect your credit score and be useful for your future loan availments.


RBI approved loan apps provide financial convenience in India and give users a chance to get loans easily and fast. These apps are secure, reliable, and convenient and are gaining recognition as an important source of meeting personal financial needs. You should choose loan apps based on your financial status, interest rates, and tenure and ensure that you are using trusted and approved apps only.

When you think of getting a loan through loan apps, choose one from the list of RBI approved loan apps and complete the application process. With this, you can get loans in a safe and easy way and strengthen your financial position.

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